When eligible candidates consider taking a job with a company, they usually look closely at the health benefits. Also, they generally read the retirement plan and look at other perks such as vacation days and sick days. However, very few people consider disability benefits or even bother to ask about them.
Although most employees do not think of disability benefits as an important asset, statistics show that 25 percent of people who are 20 years old now will become disabled before they reach an age that makes them eligible for collecting retirement income. The Employee Benefits Survey of 2016 found that most employers still offer disability benefits in their packages whether workers choose to consider them or not. Here's a recap of the survey: